Today's Rates

Last update: February 6, 2012 03:56 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage (25% downpayment).
3.750 0.000 3.786
3.625 1.000 3.743
3.375 2.000 3.573
15 yr fixed conforming
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage.
2.875 2.000 3.230
3.125 1.000 3.335
3.250 0.000 3.314
3/1 ARM
30/5 yr fixed or 5/1 ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage.
2.375 2.000 3.368
2.875 0.000 3.382
30/7 yr fixed or 7/1 ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage.
3.000 0.000 3.358
2.750 1.000 3.323
10/1 ARM
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage. Great rates are available above $625,500!
4.125 0.000 4.150
3.875 1.000 3.983
15 yr fixed jumbo
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.Great rates are available above $625,500!
3.500 1.000 3.692
3.625 0.000 3.669
3/1 jumbo ARM
5/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.Great rates are available above $625,500!
3.500 1.000 3.671
3.750 0.000 3.678
7/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available!
3.750 2.000 3.861
4.125 0.000 3.873
10/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available!
3.750 2.000 3.489
4.000 1.000 3.563
4.250 0.000 3.638
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage.
3.250 1.000 3.588
3.500 0.000 3.599
7/1 ARM Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage.
3.625 0.000 3.643
3.250 1.000 3.548
3.000 2.000 3.509
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available!
4.125 0.000 3.803
3.625 1.000 3.706
7/1 ARM jumbo Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available!
3.500 2.000 3.727
3.875 1.000 3.825
4.500 0.000 4.043
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.