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Today's Rates

Last update: July 19, 2010 12:27 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $280,000 mortgage (25% downpayment).
4.125 2.000 4.332
4.375 1.000 4.498
4.500 0.000 4.538
15 yr fixed conforming
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.625 2.000 3.988
3.750 1.000 3.963
4.000 0.000 4.065
3/1 ARM
30/5 yr fixed or 5/1 ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.375 2.000 3.779
3.625 1.000 3.785
3.875 0.000 3.792
30/7 yr fixed or 7/1 ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.750 2.000 3.921
4.000 1.000 3.956
4.250 0.000 3.992
10/1 ARM
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $729,750 mortgage. NO Closing Costs product also available!
4.375 2.250 4.595
4.500 1.000 4.612
4.750 0.000 4.776
15 yr fixed jumbo
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.250 0.000 4.295
3/1 jumbo ARM
5/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
3.875 2.000 3.948
4.125 1.000 3.954
4.375 0.000 3.961
7/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.125 2.000 4.090
4.250 1.000 4.065
4.625 0.000 4.162
10/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.500 2.000 4.051
4.625 1.000 4.044
4.875 0.000 4.119
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.625 2.000 3.853
3.875 1.000 3.863
4.125 0.000 3.873
7/1 ARM Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.750 2.000 3.897
4.000 1.000 3.937
4.250 0.000 3.977
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
3.750 2.000 3.886
4.125 1.000 3.940
4.500 0.000 3.995
7/1 ARM jumbo Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.250 2.000 4.131
4.500 1.000 4.171
4.750 0.000 4.211
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.