Today's Rates
Last update: February 6, 2012 03:56 PM EST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage (25% downpayment). |
3.750 | 0.000 | 3.786 |
| 3.625 | 1.000 | 3.743 | |
| 3.375 | 2.000 | 3.573 | |
| 15 yr fixed conforming All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage. |
2.875 | 2.000 | 3.230 |
| 3.125 | 1.000 | 3.335 | |
| 3.250 | 0.000 | 3.314 | |
| 3/1 ARM |
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| 30/5 yr fixed or 5/1 ARM All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage. |
2.375 | 2.000 | 3.368 |
| 2.875 | 0.000 | 3.382 | |
| 30/7 yr fixed or 7/1 ARM All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage. |
3.000 | 0.000 | 3.358 |
| 2.750 | 1.000 | 3.323 | |
| 10/1 ARM |
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| 1 year ARM |
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| 6 Month ARM |
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Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage. Great rates are available above $625,500! |
4.125 | 0.000 | 4.150 |
| 3.875 | 1.000 | 3.983 | |
| 15 yr fixed jumbo All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.Great rates are available above $625,500! |
3.500 | 1.000 | 3.692 |
| 3.625 | 0.000 | 3.669 | |
| 3/1 jumbo ARM |
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| 5/1 jumbo ARM All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.Great rates are available above $625,500! |
3.500 | 1.000 | 3.671 |
| 3.750 | 0.000 | 3.678 | |
| 7/1 jumbo ARM All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available! |
3.750 | 2.000 | 3.861 |
| 4.125 | 0.000 | 3.873 | |
| 10/1 jumbo ARM All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available! |
3.750 | 2.000 | 3.489 |
| 4.000 | 1.000 | 3.563 | |
| 4.250 | 0.000 | 3.638 | |
| 1 year ARM |
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| 6 Month ARM |
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Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage. |
3.250 | 1.000 | 3.588 |
| 3.500 | 0.000 | 3.599 | |
| 7/1 ARM Interest-Only All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $300,000 mortgage. |
3.625 | 0.000 | 3.643 |
| 3.250 | 1.000 | 3.548 | |
| 3.000 | 2.000 | 3.509 | |
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Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM jumbo Interest-Only All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available! |
4.125 | 0.000 | 3.803 |
| 3.625 | 1.000 | 3.706 | |
| 7/1 ARM jumbo Interest-Only All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $625,500 mortgage.NO Closing Costs product also available! |
3.500 | 2.000 | 3.727 |
| 3.875 | 1.000 | 3.825 | |
| 4.500 | 0.000 | 4.043 | |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.



