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Today's Rates

Last update: March 10, 2010 11:01 AM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $280,000 mortgage (25% downpayment).
4.500 2.500 4.756
4.750 1.000 4.876
4.875 0.000 4.914
15 yr fixed conforming
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.875 2.000 4.240
4.125 1.000 4.341
4.250 0.000 4.316
3/1 ARM
30/5 yr fixed or 5/1 ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.375 2.000 3.557
3.625 1.000 3.564
3.875 0.000 3.571
30/7 yr fixed or 7/1 ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.875 2.000 3.799
4.125 1.000 3.835
4.375 0.000 3.871
10/1 ARM
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $729,750 mortgage. NO Closing Costs product also available!
4.875 2.250 5.102
5.000 1.000 5.116
5.250 0.000 5.277
15 yr fixed jumbo
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.375 2.000 4.724
4.625 1.000 4.823
4.875 0.000 4.921
3/1 jumbo ARM
5/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
3.750 2.000 3.681
4.125 1.000 3.733
4.375 0.000 3.739
7/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.250 2.000 3.970
4.375 1.000 3.945
4.750 0.000 4.042
10/1 jumbo ARM
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.375 2.000 3.981
4.750 1.000 4.137
5.000 0.000 4.213
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
3.625 2.000 3.626
3.875 1.000 3.637
4.125 0.000 3.648
7/1 ARM Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $400,000 price and $320,000 mortgage.
4.000 2.000 3.823
4.375 1.000 3.923
4.625 0.000 3.964
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
3.875 2.000 3.704
4.375 1.000 3.803
4.750 0.000 3.858
7/1 ARM jumbo Interest-Only
All Rates reflect the purchase of a COOP apartment and a 60 day rate lock. APR's based upon $1,000,000 price and $750,000 mortgage.NO Closing Costs product also available!
4.375 2.000 4.006
4.625 1.000 4.047
4.875 0.000 4.088
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.