1st Time Buyers!!

You can benefit from our experience working with 1st Time Buyers.  Based upon the location of the co-op, your 1st time buyer status and the amount of income that you earn, we can research with many lenders to see if there are any rate discounts and/or reduced closing costs that apply to your transaction.  We currently (June 2009) offer programs with up to 95% for co-op financing in most areas of NYC. 

Additionally, if you are struggling for downpayment and closing costs, let us help you to structure the transaction.  Keep in mind that when you are financing a co-op apartment, the co-op has a downpayment threshold that you HAVE to meet that may be different from the mortgage requirement. 

We understand that many people need either a pre-approval or prequalification letter to attach to their offer letter.  Please let us help you with such a letter!  All it takes is a phone call to (212) 838-9115 and you can be on your way to homeownership!